Who We Are

Franklin Financial Services LLC is a credit repair and credit counseling services firm with veteran leadership that assists businesses and individuals with credit building

Building Credit

We offer credit coaching to all new clients. While in the credit repair program, we also advise you of credit building tips.


We will dispute any inaccurate information that may be outdated or reported untimely on your credit report.
 Franklin Financial Services follows all the laws of CROA 
(Credit Repair Organizations Act) to to protect your consumer rights.  However, the best services for you depend on your specific situation and needs.


What Is Credit Repair?

Credit repair is the process of eliminating negative information from a credit report in an effort to improve your credit score. It can involve disputing errors or unverifiable accounts with credit bureaus, negotiating with creditors to remove information, or allowing items to age-off a credit report based on the credit reporting time limit.

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What Can a Credit Repair Firm Do?

With a person’s permission, credit repair firms can review credit information, determine which items are impacting their credit, and make a plan to tackle those negative items. They can send letters to creditors and credit bureaus on a person’s behalf to remove inaccurate, unverifiable, and outdated information from their credit report. Credit repair agencies can also request credit bureaus to correct incomplete information and keep individuals updated on their credit progress.

How does the process work?

After filling out a quick questionnaire, we contact you with a strategy to repair your credit.

Is credit repair legal?

When searching for assistance with a low credit score, credit repair is certainly an option to consider. However, before working with just any company that promises to help improve credit scores and dispute discrepancies on a report, it is important to determine whether or not a particular company is operating within the boundaries of the law. What many individuals with bad credit don’t realize is that repairing their credit is legal when it is done within the confines of the law as dictated by the Credit Repair Organizations Act (CROA). This federal act deems fit what credit reparation companies are permitted and not permitted to do when it comes to fixing credit scores and eliminating debt. Take a look at some of the important stipulations that these companies are required to adhere to by the (CROA).

A clear and detailed contract must first be received by the individual seeking credit repair services prior to any repair company performing services for them. It is typical for these contracts to include a description of services to be performed, payment for these services and time frame for completion.
Repair organizations are never permitted to ask for payment prior to providing service to an individual. Any company that asks for upfront payment for their services should be shied away from, as these could be potential scams.
Companies should never alter the identity of their users or attempt to illegally alter their credit history. All reparation services should be performed within the confines of the law, never misrepresenting the client or their history.
Services that are provided to an individual by a credit reparation company can never be misrepresented. This means that the services provided by the company must be those that are discussed with the individual seeking their services, no less.
Repair companies who attempt to misrepresent or lie about an individual’s credit history are breaking the law.

There are a number of scam credit restoration companies that exist, so it is important to be aware of the legal restrictions placed on the type of service you are looking for. If for any reason a company is not operating within these specific stipulations, the individual should certainly report them to their state attorney general.

What Can I expect from the results?

Complete Credit analysis
-Results typically in 30-45 days
-Unlimited disputes-we write customized letters on your behalf
-No hidden fees
-Debt management plan

Pricing plans

 We give you straightforward credit repair services, including fixing mistakes on your credit report, sending good faith letters to your lenders and looking for legal loopholes to get your credit score back to where it should be.

A Bold Approach to A+ Credit

  • Learn How To Main Credit
  • Understanding the factors that affect your credit score.
  • Build and maintain a healthy credit profile. defining credit terms.
  • How to identify credit report errors
  • How the dispute process works
  • How to request debt validation
  • Please be advised this is a digital download.
Buy E-Book

Credit Repair Service

Reasonable Price Plans Available
  • Credit education
  • Credit building
  • 3 Bureau Audit
  • Credit Building and Analysis
  • Monthly updates
  • Money back guarantee if no deletions in 120 days
Learn More

Couples Enrollment

Reasonable Price Plans Available
  • Credit education
  • Credit building
  • 3 Bureau Audit
  • Credit Building and Analysis
  • Monthly updates
  • Money back guarantee if no deletions in 120 days
Get Started


To begin, you need to pull your credit report from all 3 bureaus. This will need to be done before your consultation. Identity IQ offers this service for $27.99 per month. While in the program, we require you to have credit monitoring service. For Credit Consultations we can NOT use Credit Karma.  
You will need to download your reports and email it to us. Or send in your Username, Password and last four of social to support@FranklinFinancial.Org Reports MUST be received 24 hours before your appointment.
After we determine that we will be able to assist you, you will be  provided with a detailed credit analysis and a plan of action for you to improve your credit score.
Schedule a Consultation:
During the Free consultation We will discuss your future credit repair plans and determine how our company can assist you. (15 minute call)
We have been successful at removing:
Late payments
Charge offs
Medical bills
Student loans
Credit errors
and more!

Tax Professionals

-Cash Advances.
-Ask about our credit repair & Tax Bundle Deal.
-Get a free Tax Quote.
-Maximum Refund.