At times we find ourselves in a “rut” as a result of past credit history. And in this day in age it becomes a hassle and an impossibility to pay off all our debts whether big or small.

We begin new credit lines and neglect to pay any mind to past debts. Nonetheless, these debts sent to collection agencies start off with the letter sending and those frustrating phone calls.

Buying a NEW car under credit becomes an impossibility that overwhelms us and makes us feel stuck. Our ideas and dreams of finally owning our own house seems to be just that of a “dream.”
We are here to tell you that all this is not the end.

Our old debts do not define our future.